Legaluksevices

Leading experts in financial mis-selling claims

We are the UK’s leading financial mis-selling specialists, dedicated to helping you claim back what’s rightfully yours.

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No upfront costs. No hassle. Let our team of legal experts guide you through the process from start to finish.

Worried that you’ve been mis-sold a financial services product in the past or been treated unfairly by your bank(s) or lender(s)? Then why not let our team of dedicated experts represent you to get you the outcome you deserve.

We operate on a No-Win, No-Fee basis so you have nothing to lose and everything to gain.

Key Services

With no upfront costs to pay and a service that’s done for you, why not let our team of experts assist you throughout every stage of your claim. It couldn’t be easier.

Our professional, polite and highly experienced team can help you claim back a wide range of mis-sold or unaffordable financial services including:

Personal Contract Claims
Plevin Claims
Irresponsible Lending Complaints
Packaged Bank Account Complaints
Secret Commissions Claims

Personal Contract Claims

Do you think that you have been mis-sold a car finance agreement or PCP (Personal Contract Plan)? It’s one of the biggest mis-selling scandals and it costs nothing to find out if you have been affected. You could be owed £1,000s in compensation.

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Plevin Claims

Did you know the banks received a commission of more than 50% on your PPI? Do you think this is unfair? Millions of people who were sold PPI are now entitled to money back as part of the “Plevin” rule. Named after the claimant Susan Plevin.

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Irresponsible Lending Claims

Did you take out a payday or doorstep loan that you couldn’t afford to repay? Did the lender fail to check your finances properly? Then you could have grounds for an irresponsible lending complaint. The Financial Ombudsman Service (FOS) supported over 70% of all payday loan complaints in 2019/2020.

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Packaged Bank Account Complaints

Is your bank charging you a monthly fee? Were the options and limitations fully disclosed to you at the time? If not, there’s an excellent chance you could be due a substantial refund. Many of the UK’s leading banks currently offer a number of products that fall into the package bank account category. Find out if you’re due a refund.

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Secret Commissions Claims

Have you ever taken out a loan or finance on the recommendation of a finance broker or lender? Did they fully disclose what commission they would earn from the deal they were recommending? Under consumer protection laws, a lender must be transparent and declare all fees and commissions charged as part of the transaction and brokers are required to provide proper and impartial advice. If they failed to do so, then you could be eligible to make a Secret Commissions Claim, and it could be worth £1000’s.

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Our Services

Legal UK Services Ltd prides itself on being a forward thinking, client-centric firm of solicitors which puts you first. With significant experience in handling a range of common mis-sold financial services products, we excel at what we do. We are passionate about delivering excellent levels of customer service.

We bring together years of industry experience, and are dedicated to delivering the best outcomes for people, just like you. We embrace the use of artificial intelligence and cutting-edge technology within the workplace. This enables us to offer a fast and efficient service.

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Our Values

We encourage a productive and responsive working environment. Our motivated team is committed to working with the utmost integrity on your behalf.

When we take on your case we promise to:

Provide clear guidance and options throughout
Pursue fast and fair resolutions on your behalf
Treat you with respect
Exhaust all reasonable options to protect and enforce your legal rights
Act with tenacity and commitment in the pursuit of the best outcomes
Apply the latest legal and technical knowledge to fast-track your claim
Adopt innovative and highly responsive practices to qualify our investigations

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Our Process

Call us directly on 01615 180 980 or email us at [email protected]

Speak to one of friendly legal experts about your compensation claim(s)

We’ll prepare your paperwork for review and signature

The process is all done for you! Just sit back, relax and let us take care of the rest.

And remember, there’s No-Win, No-Fee and No Obligation.

WHAT OUR CLIENTS SAY

I clicked on this web site with tongue in cheek, not expecting it to go any further. Wow so glad I did. I got all my bank charges back from the 20 years I had been paying. So I am over the moon with Legal UK. Thank you Legal UK.

Mr S. Dixon,

Windsor

Very efficient service, friendly and informative right from the start. And all the way through the process. Great service, highly recommended.

The Loveless Family,

Inverness

Easy process. Surprised to get over £500 from NatWest account that was closed. Would recommend Legal Uk Services to anyone who had an account even if it was closed years ago

P.Cass,

Colchester

We have won our clients over £5,000,000 in compensation.

About Us

Legal UK Services Ltd is a firm of financial mis-selling specialists, dedicated to helping clients with a wide range of compensation claims against leading financial services providers. Our dedicated and experienced team investigates, represents, negotiates and then settles claims on behalf of 1000’s of clients. We focus specifically on issues surrounding the mis-selling of financial products and services which ensures we have a deep understanding and expertise.

At Legal UK Services Ltd, we pride ourselves on being a forward thinking, client-centric firm of solicitors who put you first. With significant experience in handling a range of common mis-sold financial services products, we excel at what we do. We are passionate about delivering excellent levels of customer service.

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Do any of these scenarios sound familiar?

You felt pressured at the time into buying a product or committing to a service
Your bank, broker or lender did not tell you how your money would be invested
The product, service or investment was not right for your needs
Your bank, broker or lender failed to advise you of the financial risks
You were promised something that was not delivered
Your bank, broker or lender did not fully disclose details of all applicable charges
Your bank, broker or lender retained commission without notifying you

If we can demonstrate any of the above, we can help you claim back what’s rightfully yours. We’ve already helped 1000s of claimants just like you.

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General FAQs

It’s difficult to say as each claim has different checks to carry out. Some you won't know unless you get all the information the bank holds about you. Have a look at the different claims. If you think you may have a claim we can do the checking for you.

We operate on a No Win - No Fee basis so it costs you nothing to find out whether you are entitled to make a claim. We won’t charge you a penny unless we are successful. Our fees vary depending upon which of our claims services you are using. However, in all instances, you only pay once the claim has been won, and you’ve received your money back from the lender(s).

* Subject to the terms and conditions of our no win no fee agreement

You can choose to be contacted via either email, phone or sms. We’ll keep you updated at all stages throughout the process and notify you of any developments relating to your claim.

Yes, even if your Bank has subsequently gone out of business, you may still be eligible to receive compensation via the Financial Compensation Scheme. This is something that we will handle directly on your behalf so you have nothing to worry about. Our legal experts will guide you through the process from start to finish.

One of the quickest and easiest ways to obtain information about all your historical lenders is to request something called a credit history report. There are various websites you can use to do this, including Experian and Clear Score who offer a 30-day trial. Once you have received your report, please send it to us and we will fully analyse and follow up on any potential claims.

If you are not sure how to do this, please get in touch and we can do this for you.

No. Banks and lenders have an obligation to provide fair treatment to all their customers. Making a claim will not impact your relationship with them. Likewise, making a compensation claim will not affect your credit score. So please don’t worry. You have nothing to lose and everything to gain.

As a VAT registered company, it is a legal requirement that we collect VAT on all our invoices and pass this on to HMRC.

The Financial Conduct Authority is an independent body, established by the Government in 2013, which regulates financial service firms in order to protect the rights of consumers, ensuring they receive fair deals.

The Financial Ombudsman Service is an independent body, established by the Government in 2000, which specifically helps consumers settle disputes with financial services companies. It ensures that individual complaints are thoroughly investigated.

Plevin gets its name from Susan Plevin who took legal action against Paragon Personal Finance Ltd after she had PPI added to a loan. Susan successfully demonstrated that the company had failed to disclose their commission and as such, the contract was deemed to be unfair. In 2014, the case was heard by the Supreme Court who ruled in favour of Mrs Plevin.

An unfair or irresponsible contractual relationship is when we can demonstrate that a lender mis-sold a financial product for personal gain. This is normally related to financial products such as mortgages or loads where added costs were not fully disclosed to the customer. If a customer has taken out a loan in the past, and the lender has not disclosed the amount of “hidden” commission they received, it’s likely to be accepted as an unfair contractual relationship.

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